🏠 Best Flat Sharing Expense App India — Free, No Gmail

Track flat expenses
with roommates. Easily.

Rent, electricity, groceries, Wi-Fi, OTT — all in one group. Real-time sync. No Gmail. UPI settle-up built in. 100% free forever.

₹0
Forever free
0
Gmail needed
Live
Real-time sync
UPI
Settle up
What to track
Every flat expense, covered
🏠
Rent
Monthly split
Electricity
Shared bill
🛒
Groceries
Household items
📶
Wi-Fi
Internet bill
🎬
OTT / Netflix
Streaming
🔥
Cooking Gas
LPG cylinder
🧹
Maid / Cleaning
Shared chores
💧
Water Purifier
Filter servicing
🛁
Maintenance
Society dues
🚰
Water Bill
Monthly
🍕
Group Meals
Home food
🧴
Toiletries
Shared items
Why Key SplitEasy
Built for Indian flat sharing
Real-time sync
When you pay the electricity bill and log it, every flatmate sees the update instantly — no "did you add it?" WhatsApp messages.
🔐
No Gmail required
Every flatmate joins with just a username and 4-digit PIN. No sharing Google accounts or email addresses — simpler and more private.
📊
Running balance
See at a glance who has overpaid and who owes money. The running balance updates automatically every time an expense is added.
💸
UPI settle-up
Tap Settle Up at month-end. The app shows the minimum UPI transfers needed. Pay with one tap via GPay, PhonePe, Paytm, or BHIM.
📅
Monthly tracking
Recurring bills are easy to track over months. Add rent each month — the app maintains full history so you always know the running total.
📱
Works on any phone
No App Store download needed. Works in any browser — Chrome, Safari, Firefox. Install it to your home screen for offline access.
Frequently asked
Flat sharing expense FAQs
Key SplitEasy is the best free flat sharing expense app in India. Track rent, electricity, groceries, Wi-Fi, and OTT with flatmates. No Gmail login needed. Real-time sync. UPI pay built in. 100% free — no subscription, no ads.
Create a group in Key SplitEasy, add all flatmates (they need only a username + PIN). Each month, log rent as an expense and split equally. Log electricity, Wi-Fi, and groceries as separate expenses. At month-end, tap Settle Up — the app calculates who owes what and generates UPI payment links.
No — Key SplitEasy requires absolutely no Gmail, email address, or phone number. Just a username and a 4-digit PIN per person. This is by design — flatmates shouldn't have to share personal account details just to split a Wi-Fi bill.
Key SplitEasy handles unequal splits. When adding an expense you can split equally, by exact amounts, or by percentage. So if two flatmates share a room and one bedroom flatmate has a different rent contribution, you can set custom amounts per person.
You add recurring expenses manually each month, but the process is very fast — tap Add Expense, enter the amount, split, done. The full history is always visible, so you can review past months at any time. Many users find this manual check-in helps everyone stay aware of bills.
Yes — completely free. No credit card, no subscription, no ads ever. All features including real-time sync, debt simplification, UPI payment links, and expense history are free forever.

No more awkward
flatmate money chats.

Start your flat group today. Log the first rent payment. Let the app track everything else.
Free forever. No Gmail. No download.

🏠 Start Flat Group — Free